Learn How to Convert Your Retirement Plan to a Self-Directed Roth IRA - Free eBook
Unlock tax-free growth, real asset investing, and full control over your retirement strategy
Most retirement plans are built to limit you. This guide shows you how to upgrade them.
If you already have a Traditional IRA or 401(k), you may be sitting on one of the most powerful wealth-building tools available, and not using it correctly.
This free guide walks you through how to convert your existing retirement plan into a Self-Directed Roth IRA, so you can invest in assets you understand and keep more of what you earn.
Why This Guide Exists
For decades, I’ve watched investors treat retirement accounts as savings vehicles rather than wealth engines.
The truth is simple. The real power of IRAs and 401(k)s is not the account itself. It’s the tax structure combined with control.
When you understand how Roth conversions and self-direction work together, your retirement account becomes a long-term wealth strategy, not just a place to park money.
This guide explains how to do that, step by step.
Why real estate still rules
No matter how much technology changes investing, things like property and land (things with intrinsic value) remain powerful wealth engines. If you can invest through your IRA in real estate and shelter the earnings from taxes, you’ve unlocked a serious advantage.
Hidden strategies top investors use
When you open your IRA for self-directed investing, you’re unlocking strategies many people don’t even know about:
- Rental properties that pay monthly while your IRA accumulates value.
- Fix-and-flip projects where your IRA holds the asset, captures the profit tax-deferred or tax-free (if structured as a Roth).
- Tax-lien purchases that generate high yields.
- Wholesaling deals your IRA can participate in.
- REITs and other alternative vehicles that broaden your reach beyond stocks and bonds.
What You’ll Learn Inside the Guide
How Roth IRAs Actually Work
You’ll learn why Roth accounts are funded with after-tax dollars and how that structure allows your investments to grow and distribute tax-free in retirement.
Roth IRA vs. Traditional IRA
Clear comparisons showing contribution limits, income requirements, RMD rules, and long-term tax implications, so you can decide which structure fits your situation.
Why a Roth Conversion Changes Everything
Understand how converting a Traditional IRA or 401(k) can dramatically reduce future tax exposure, eliminate required minimum distributions, and create flexibility for both retirement and estate planning.
How a Self-Directed Roth IRA Works
Learn how self-direction allows you to invest retirement funds into real estate, private equity, mortgage notes, tax liens, precious metals, and other alternative assets while keeping Roth tax benefits intact.
IRS Rules You Must Follow
The guide clearly explains prohibited transactions, disqualified persons, contribution limits, and timing rules so you can stay compliant and avoid penalties.
How to Fund and Grow Your Account Faster
You’ll see the approved ways to fund a Roth IRA, roll over existing accounts, partner with other IRAs, and scale investments responsibly over time.
Why a Self-Directed Roth IRA Is Different
Most investors never realize their retirement account can own real assets. With a Self-Directed Roth IRA, you can:
- Invest in real estate instead of just paper assets
- Use private lending to generate predictable income
- Hold alternative investments inside a tax-free structure
- Avoid required minimum distributions during your lifetime
- Pass assets to heirs with reduced tax friction
This is not a loophole.
It is how the tax code is written.
Who This Guide Is For
This guide is ideal if you:
- Have an existing IRA or 401(k)
- Want more control over where your retirement money goes
- Believe taxes will be higher in the future
- Are interested in real estate or alternative investing
- Want a clearer plan for long-term and generational wealth
If you want your retirement account to work as hard as you do, this guide was written for you.
What This Guide Is Not
- This is not hype.
- This is not a promise of overnight wealth.
- This is not a sales pitch disguised as education.
It is a practical explanation of how Roth conversions and self-directed IRAs work, written so you can make informed decisions before moving forward.
About Greg Herlean
I’ve spent decades investing in real estate and helping investors understand how to structure their retirement accounts for long-term growth.
I founded Horizon Trust after seeing too many people locked into traditional retirement plans while missing opportunities that were fully allowed under IRS rules.
This guide is the foundation I wish more investors had earlier in their journey.
Download the Free Guide: Convert Your Retirement Plan to a Self-Directed Roth IRA
If you want to keep more of what you earn, invest in assets you understand, and stop letting taxes dictate your future, this guide is the right place to start.